How to Reduce your Tax Burden with a Systematic Withdrawal Plan
Most investors overlook how Systematic Withdrawal Plans (SWP) in mutual funds can significantly lower tax liabilities compared to dividends or interest income. By redeeming units, the principal returns tax-free, while only capital gains are taxed at favorable LTCG rates after 12 months. This strategy turns tax planning into a quiet, efficient path to retaining more wealth.
