In the context of women’s gold jewelry conventions, a gold chain design for men has maintained a sterling appearance with time. Guys seldom wear costume jewelry like chunky things or rows of gold chains. Clean aesthetics is their topmost preference. As a result, we’ve crafted gold pieces that follow the newest fashion trends and have little design tags that may be easily overlooked, whether on the inside or outside of the shirt.
Now, there is a million-dollar question: Are gold chains suitable for both sexes?
The answer is yes, they are! In the fashion sector, there are no regulations, and individuals may wear anything they choose. These neck adornments are an excellent choice to add sparkle and shine to any ensemble! Keep reading to learn more about the initial necklace buying guide and what kind of necklaces are suitable for you.
Is There A Significant Distinction Between Gold Chains For Men And Women?
Men and women can wear gold chains, but slight variances exist between the sexes. A few key distinctions are shown in the list below:
The Gold Chain’s Width
Generally, the gold chains worn by males are larger than those worn by women. This is because men often have a higher neck circumference than women. Most guys choose a gold chain with a 3mm or greater diameter. On the other hand, a slender, more feminine gold chain is more prevalent among women.
The Gold Chain’s Length
Chains intended for men are usually longer than a gold chain design for ladies. Since women like to wear them beneath shirts, males prefer wearing them over their teeshirts.
Men’s gold chains often range in length from 14 to 24 inches. However, the typical range for women is between 16 and 18 inches.
Clasp Design on a Gold Chain
Gold chains come in various clasps, and each one has a distinct function. A lobster claw or toggle clasp is the most common clasp seen on a gold chain design for men. This clasp is exceptionally durable and can withstand a great deal of abuse.
A spring-ring clasp is the most common clasp for ladies on a gold chain design. It can be opened and closed with one hand, making it a popular choice.
The Gold Link’s Design
The gold link ring that connects a man‘s gold chain is typically basic or more complex in form. On the other hand, women’s rings tend to be thinner and more delicately designed, so they don’t add bulk to their necklaces.
Custom gold chains for men and women are a topic of conversation when worn on important occasions, such as weddings. The ancient laws of wearing gold jewelry in a hefty and sophisticated manner inspired this kind of jewelry. It’s made to fit men and women of all ages and sizes and incorporates the most current fashion trends. The custom gold neckpieces by Vaibhav Jewellers showcase the best of both worlds, old and new. These ornaments have a vintage air with solid gold materials, yet they also have a contemporary touch.
To sum it up:
Men should add Vaibhav Jewellers to their collection of jewelry pieces. They have used our rings, bracelets, and chains for the past three decades because of their practicality, individuality, and simple aesthetics. By exacting their form, recognizing their function, and introducing new customizing possibilities for today’s contemporary man, we preserve the integrity of these masterpieces for today’s man.
Bitcoin is the most popular of all cryptocurrencies. Its popularity increases its demands making it a new way of trading and investing to make profits. Making money from crypto is preferable for people who are ready to take risks. With bitcoin’s influence in today’s world, you should choose a platform to invest in cryptocurrency soon. T However, there are many more options than traditional trading to make money through cryptocurrencies or bitcoin. Some methods are discussed.
Mining
Mining is one of the best methods of earning a lot of money with Bitcoin. It is done by solving complex cryptographic puzzles. In this process, Bitcoin transactions are validated digitally on the Bitcoin network and added to the blockchain ledger. Once a puzzle is solved, the block of the transaction that is updated on the decentralized blockchain ledger gets verified. Every time it gets verified, the miner is rewarded with new bitcoins.
Mining is of two types.
Personal mining – Personal mining is done individually. As the demand is high, the supply of bitcoin gets limited. Also, bitcoin mining is considered one of the toughest cryptocurrencies to mine. So, as long as the electricity and maintenance prices are considered, you would have to be proficient at mining to make a good amount of profit by personal mining.
Group mining
– One can also make money via mining. The mining process does not involve any recurring charges or rising electricity bills. You only need to pay a one-time fee for the contract. Your earnings on this method are based on your chosen plan and the electricity bill raised at the facility where the cloud mining service is based.
The traditional buy and hold method
The buy and hold method is probably the easiest way to make money from bitcoin. In this process, individuals buy bitcoins of their choice from crypto exchange platforms like the Bitcoin era and purchase more when the prices drop. After a few months or years, when the price is high, the asset is being sold at a significant profit.
Trading
Trading gives the short-term opportunity to make a profit out of bitcoin. Crypto marketing is highly volatile. The prices of bitcoin can rise and fall at any time. You require proper technical and analytical skills to analyze the market chart of the performance of assets. So, you can make an accurate prediction of the price rise and fall. For those who want to trade bitcoin and make a profit, there is no better option than Bitcoin Prime.
Dividends
Earning dividends is another great method to get money. Some companies often pay dividends to their shareholders in bitcoins. You just have to search for the right one to invest in to earn bitcoin dividends.
Lending bitcoins
Bitcoin transactions are seamless without any interruption of any bank or authority. The best part is that transactions are faster and less time consuming. So, to make money by lending bitcoin does not consume much time. Also, so many websites provide lending services, making it easier for you. Such websites are Bitbond, Unchained Capital, BTCpop, and many others. The platforms offer an interest rate of 15% per annum.
Earn through the tipping process
Nowadays, many platforms offer integrated crypto-tipping services. Such a platform is Bitfortip. In this system, while you help other people to complete different tasks online, such as promoting their products, providing answers to technical questions, streaming video games, or maybe as simple as finding suitable clothing, you get bitcoins in the tip.
Play games and earn
Bitcoin is slowly expanding in the gaming zone as well. Some of the notable examples are Bitcoin Alien Run and Sparkprofit. These games allow the user to earn Bitcoin while playing the game.
Wrapping it up !!!
These are some methods by which you can earn bitcoin. However, the crypto economy is progressing more and more. And there are many more to discover what these cryptocurrencies like bitcoin can do. The developments mentioned here brings forth the fact that there is a growing application of Bitcoin across the different segment. Find the best way to trade, mine, or invest depending upon your risk appetite. Or you can choose other simple methods to earn bitcoins described in this article.
Bitcoin is an innovative payment network. It is a form of cryptocurrency often called virtual currency or digital currency. The innovation of Bitcoin has made the modern payment system so smooth and easy. However, Bitcoin is not just sending money online; it has many more features that make it famous. Before investing in crypto, you should know about some of the characteristics of bitcoin which will help you wealth.
No authority control
Bitcoin is created and held electronically. It has no organization, company, or authority control. It is unlike any physical currency such as the Dollar or Euro. No bank can control it. In this form of cryptocurrency, individuals have power over their money, and one can directly transfer his/her money to another person. It can be operated without any bank account.
Decentralization
The Bitcoin payment system is completely decentralized. Bitcoin does not have central storage. Anybody can store it on a computer. It does not have any central authority. It is a peer-to-peer network without central servers. Anybody can make a transaction without needing any approval.
Worldwide availability
Bitcoin is the mother of all cryptocurrencies available in many countries that are still out of reach of many other payment systems due to their limitations. Bitcoin increases global access to commerce that can help international traders also. Thus, it allows users to transfer funds locally and internationally without any complexity in just no time. As a result, the globalization of bitcoin can potentially change the global economy positively.
Economical
For individual transactions, there is no transaction cost. Any person can send their bitcoins from one wallet to another wallet almost without transaction charges.
Transaction speed
Bitcoin transactions are instant, the Bitcoins are transferred to the receiver’s wallet from the sender’s wallet within seconds, and thus there is no issue related to time.
Privacy
Bitcoin is not a physical currency. It is pseudonymous, which means funds are not tied to real-world entities but rather bitcoin addresses. A bitcoin address is a bitcoin counterpart of a bank account. Anybody can create it. There is no need to use your real name when the transaction of bitcoin transactions is public and transparent, and the identity of the people behind transactions is private by default. This allows its acceptance by a huge number of people.
Security
Bitcoin transactions are highly secure. Every bitcoin transaction gets recorded in an open distributed ledger. So, if someone tries to make any unauthorized changes, the ledger will find it. This makes bitcoin transactions very secure.
Wide acceptancy and easy to use
When you own bitcoins, you have nothing physical like cash or coins. It is completely virtual, and all the transactions are online. Thus, Bitcoin transactions are way too easy that people can use them almost anywhere for any purpose. You can spend bitcoin to do international shopping, book hotels, and buy food. They can also be used to buy game coupons online for buying video games and stuff.
Modern Technology
Bitcoin is a form of cryptocurrency that can be compared to an online version of cash that is completely digitally or virtually based. The technology of how bitcoin works is the latest in the modern economic payment system. It works as a mining system. In this networking system, the individual gets are verified by network nodes through cryptography and recorded in public distributed ledger called a blockchain. Transactions procedures are done based on this system. Once a transaction is done, one block of bitcoin is processed, and the miner is rewarded with new bitcoins. The technology and the reward system make it interesting and demandable.
Profitable investment
The high market demand and overwhelming performance of bitcoin as a currency and investment attract investors. With incredibly low fees, one can easily trade bitcoin for cash or assets like gold. The high liquidity facilitates making it a great investment vessel for short-term profit. Long-term investment can also be profitable due to the high market demand.
Investment app facility
There are so many trading platforms out in the market to invest with cryptocurrencies due to their increasing demand, which makes investments so easy. Some of the platforms are Bitmart, Gemini, Crypto.com, Bitcoin era, etc. Bitcoin era is an automated trading software that makes it easier for investors to invest bitcoins.
These features make Bitcoin the most famous coin in today’s economic system. And if you have decided to diversify your investment portfolio, then you must start it today.
The bitcoin exchange platform works by matching buyers with sellers. The foremost thing is, to transact with the bitcoin exchange, one has to be a registered user and go through a series of verification processes during registration. Once it is done and his identity is authenticated, an account will be opened for that user where he has to put funds to buy bitcoins. It’s important to figure out investment opportunities to achieve your goals.
Like a traditional stock exchange, traders can opt to buy and sell bitcoin by inputting either a market order or a limited order in a bitcoin exchange. The bitcoin exchange platform works by matching buyers with sellers.
On the other hand, the limited order deals primarily with the price.
Payment method:
Different bitcoin exchanges have different payment methods, such as credit card payments, wire transfers, direct bank transfers, bank drafts, money orders, or other payments. Traders willing to withdraw their money can transfer it to their bank accounts as per the option provided to them by their bitcoin exchange medium.
Types of bitcoin exchanges and their role:
A bitcoin exchange is a cryptocurrency exchange or a digital currency exchange that works in two different ways: centralized exchanges and decentralized exchanges.
Centralized exchange:
This system is controlled by a company that acts as a third party between a seller and a buyer. The company takes responsibility for the transactions giving you no extra headache to survey the market. For that reason, transaction charges are higher than the other platforms. They provide extra security and safety with your transaction. So, the centralized exchange is the perfect platform for beginners to trade bitcoin.
Some reliable centralized bitcoin exchanges are Binance, Coinbase, Kraken, Bithumb, Bitfinex, Bitstamp, etc.
Decentralized exchange:
This system does not need any third-party interaction. It allows users to execute peer-to-peer transactions. A peer-to-peer network is a decentralized communication model between two peers or nodes. A distributed network of computers maintains it. Users don’t have to go through any identity verification in a peer-to-peer exchange. Registration is very simple here. After registration, they will find many buying and selling offers posted by individuals on the platform, each with different rates and payment options. The user is free to choose any of the offers and further contact the In decentralized bitcoin exchange, users transfer assets directly to other users, which eliminates the need to transfer assets to a third party, thereby mitigating the risk of hacks and other fraud. Moreover, transaction charges are comparatively less on this platform than on a centralized bitcoin exchange.
Examples of decentralized bitcoin exchanges include Barterdex, Blocknet, CEX.IO
Many bitcoin exchanges provide bitcoin wallets for their users but may charge a fee for this service. Wallets provide you with a private key, the password of your holdings that lives on the blockchain. The key gives you access to your bitcoin, allowing you to send and receive your fund.
But wallets are unlike any bitcoin exchange apps or websites. Some websites and apps are WazirX, Unocoin, CoinDCX, Bitcoin Era, etc. The websites or applications are the platforms that allow users to exchange digital currency like bitcoin manually or automatically. Anyone can since up to the websites and start trading bitcoins. These platforms are simple to use, and in most cases, they are free to sign up and trade.
Wrapping it up !!!
There are several other photo exchange platforms, and when you are choosing the one can, you must access that platform on certain key parameters. Like, the platform must be easy to use and should display all the information in a comprehensive manner. In addition, you must also check whether the flip to exchange platform is offering a verification process or not. Good customer support also plays an important role in enhancing your trading experience using the crypto trading platform. Make sure that your investment decisions are driven by a complete assessment, an evaluation of the cryptocurrencies and a trading platform. Thus ensuring good returns from trading.
Standing in 2022, we can safely say that bitcoin has successfully made its place in one of the interests of people. Also, it is only the beginning, it will go a long way as we assume. So, investing in bitcoin might be the next thing in your to do list. However, investing in bitcoin can be an overnight process, but the preparation and understanding need some more time to be made.
Scope of Bitcoin Investment
There is huge scope of investing in bitcoin. A great platform to do so is https://bitcoin-prime.live/. You can choose the safest platform of bitcoin exchange. You can buy some bitcoin and invest it for years and years to see what you get in the long run. Also, you can day trade in bitcoin. Apart from that, buying some goods and services is the other option of investing bitcoin because many hotels, companies, casinos, and many more are accepting bitcoin payment.
Trading Tips For Bitcoin Investors
If you are about to invest in bitcoin, never miss out on these tips-
Research
We cannot more emphasize on this. Having the idea and knowledge is what will get you far in this.
Know why you are in this
Knowing the reason of investment will surely help you take better decisions when you are down or in a situation to face some loss. If the only reason for you to invest or trade in this is everyone else is doing it, chances are you will not do as goo as you could have. So, always have your own reasons.
Diversify
When investing in the bitcoin, do not only choose bitcoin. Choose more than one crypto and keep investing a little in all of them. It is best decision to avoid some loss.
Factors that Affect The Market Price of Bitcoins
Before you invest, you need to keep a tab on the factors that affect the price of bitcoin. Let’s get to know about them.
Bitcoin- demand and supply
Well, this is the biggest factor affecting the price of bitcoin. We all know that there is always going to be 21 million of bitcoins in the future and not more than that. Probably there are 16 million is in the circulation now and the majority is unavailable to buy as they are saved by people. So, although the demand is high, the supply is less than that.
Rules
Currently, bitcoin is free from any rules of any sort or any nation. On the other hand, it does not have any powerful authority. However, if there comes anytime when manyrules are imposed to bitcoin, it may affect the popularity and demand of bitcoin. It is not hard to assume that strict rules will not be good for the price of bitcoin.
Competition
Despite, the other thousands of cryptos being in the market, bitcoin still is the most popular and leading one. However, there are also many altcoins which are not far behind. For example, Ethereum. Ethereum is giving a close competition to bitcoin. And, in the world of technology, we know nothing is permanent. Anything can be replaced by anything any day.
Media
The social media and media both contributes a lot in the fame of bitcoin price fluctuation.
Final Words So, these were some vital pieces of information you needed to note when investing in cryptocurrencies. Ensure noting down these points to stay on the right track of your investment in Bitcoins.
In today’s time, internet is mostly focused on the concept of Bitcoin investment. In fact, people who has proper knowledge, would not give you for free. So, you understand the hype going around. so, if you want to invest in bitcoin, you must make sure that you avoid the common mistakes as much as possible. And you cannot do that out of a blue moon.
Bitcoin is only 13 years old now and made such huge success in the world. With the business tycoons and various other domains investing in it, the majority of the mass wants to invest in it too. And if your also just about to do that, hold back for a moment to read the article. Read on to know further.
Have patience-
You may wonder how the business tycoons or big investors are winning? Well, a reason is that they understand the market, and the mindset of the mass very well. Most importantly, they have immense amount of patience which helps them stay in the right track of Bitcoin investment. When getting started, consider your purpose for investing in bitcoin? Having it clear would take you long but mostly, not everyone has one.
It is often seen that the financial investors are mostly choosing to invest in Bitcoins based on the market hype. When people commit to doing it, they lose motivation and sell their bitcoins all of a sudden, facing huge loss. Not to say that they face some huge loss and then blame the bitcoin trading. Actually, the situation is a bit different. You need to understand that somebody’s winning moment is also someone else’s losing moment.
Therefore, as the mass keep on making the mistake, the investors who buy in bulk, win. So, you just need to avoid such actions. Know your purpose well and keep on holding to your bitcoin well. Be it scalping, be it day trading, losing your patient will never do any good to your trading career.
When planning to trade in Bitcoins, choose to use bitqt-app.com, a reliable online cyrpto trading platform.
Master the stop loss tehcnique
You should master the art of stop loss trading. Suppose you buy a bitcoin in exchange of 100 dollars. In that case you can set the stop loss for exactly that amount. What will happen? When the price rises and again starts to fall and fall to that exact number, the coins in your account will automatically be sold off. Therefore, no need to be alert all the time that here you are going to be doomed and face huge loss.
Stay away from FOMO
Yes, the fear of missing out has also entered the bitcoin trading field. We all see how many people have invested and won. It makes us think how easy this could be and why then we are not doing that? Or, I might be fallen behind if I do not do that too. However, I have also seen losing in the field just because of this rush and stupidity. Following everyone may hold your interest in the beginning but it can never last for long.
Conclusion
Therefore, always invest when you are feeling the urge or the need for some actual reason. If you keep on mindless investments, the price will fall when the supply will be too much, this will sure make you surrender to the situation.
Here are the core tips to start with the bitcoin trading. Following up with the aforementioned points will ensure you stay on the right track of Bitcoin investment and trade like a pro investor.
Peer-to-peer is the decentralized program where any kind of transaction happens without the supervision of any third party. Here both the senders and the receivers are involved. This peer-to-peer technology is the backbone of the bitcoin’s blockchain technology. It is the USP of Bitcoins. Your ride as a Bitcoin investor might not be easy but with a secure and user-friendly trading app like this auto-trading bot, as it is a secured platform used by many investors.
Benefits Of Using Peer-to-peer Platforms
The peer-to-peer technology enabled platforms are fully decentralised and both parties can negotiate on their own and come to and agreement. The platform provides high security to the users. Keep reading to know about other details.
A cost-effective option
This is a highly cost-effective option because being a decentralised program, there is not third party involved in this transaction process and other things. The entire thing is between two parties. Therefore, as no third one is involved, there is no transactional fees.
Even if you find some charges, that would be absolutely minimal which you would not be even bother about whether you are paying it or not. Apart from that, the cost you pay, is the internet charges.
High security
When you are using the peer-to-peer technology, the security purpose is even stronger for you. As there is no third party to control the entire things, it is usually run by a software which needs minimal charges for maintenance. Also, there is no interference of government rules. As no human being or organisation is involved with this, government find no one to make any strict rules with or impose some of them to. Therefore, you are alone with your fund and transactions. You can choose anyone you want to sell it to or buy it from.
There is no one to rely on
As there is no controlling intermediary, people do not need to rely on anyone for their transactions. The users are pretty much on their own for everything which provides better responsibility and control on one’s fund. Using a traditional centralised exchange for bitcoin transaction can freeze your account anytime they find even a small dispute or anything that looks like a dispute to them. However, with the peer-to-peer technology, no one faces such problems.
You get the best value
Using the peer-to-peer technology, one can get the best value in the market. as there is no third party to pay for transaction, you can buy and sell bitcoins with the best possible value. Otherwise, a portion goes to the transaction fee of the centralised exchange. You may have to pay 0.5% – 1% which is completely negligible.
How to choose the suitable peer-to-peer technology platform for bitcoin transaction
Here are how you choose the best peer-to-peer technology as per your convenience. Here they are-
Look for how reputable the platform is. Go for the reviews and get to know if there is any failure on the program.
Choose the one that takes the minimal fees. Otherwise, that can be a fraud case because peer-to-peer platform does not demand much price.
Also make sure that your desirable transactional mode is available on the exchange platforms.
Most important thing is security.
Final Words
Apart from that, hopefully we have successfully conveyed how useful and efficient the peer-to-peer technology transaction of bitcoins are. The decentralised platforms are highly secured and very much cost effective. Also, no peer-to-peer technology enabled platforms don’t require the completion of KYC. Therefore, you can enjoy the privacy and comfort while making any transaction.
Immigration proceedings are always a sensitive topic and one that should not be taken lightly.
After all, this holds the key to your desired new homeland- the United States.
However, the steps to accomplishing this dream are just as meticulous as the process itself.
Just thinking about standing before an immigrations officer while your documents are being reviewed can often elicit a heavy feeling, even if you’re confident that you have nothing to worry about.
But what happens when it turns out that there is an issue after all? This is where it gets tricky.
This is why with a move as big and impactful as this, you would want to seek professional help and that’s where a Los Angeles Immigration Appeals Attorney from a reputable firm like Spolin Law P.C comes into the picture.
What Is Immigration Appeal?
Picture this: you are thrilled to fly and move to the United States and then the big day comes but suddenly there’s an issue in your document– an error or something– at this point, you’re just overwhelmed and cannot fully take in what’s going on.
In the midst of everything happening, it may be difficult to keep up. But the bottom line is: you have been denied entry.
So what happens now?
Do not be discouraged, there’s still a way to turn things around.
Filing an immigration appeal is the process of requesting for a different authority to review and re-process an immigration application.
It is recommended for you to file an appeal within 30 days from the date of the decision or it can depend on a case-to-case basis.
Why Is It Vital To Hire A Los Angeles Immigration Appeals Attorney?
Generally, an immigration appeal can take as long as six months to receive a decision- some even longer.
During these times, you would want to have a professional opinion- an anchor to assure you that there’s a strong chance of overturning the decision.
Hiring an immigration appeals attorney is like already putting a step foot forward to claim that you will win the case as their knowledge of the immigration law allows them to change the trajectory of an unfortunate decision.
This is especially important when there is a language barrier. You would want someone with the best understanding to defend you and convince the authority on your behalf.
Change is constant and that is also the case for the immigration law. A lot of jargon is used and this can absolutely be confusing for you- not to mention the delicate processes that will take place once an appeal is filed.
Put these matters into the right hands by hiring a skillful immigration appeals attorney to help you live and work in the land of the free.
Final Thoughts
Receiving an unfavorable decision does not mean that your journey towards seeking for a permanent home in the United States is over. The key is obtaining help in the form of a Los Angeles Immigration Appeals Attorney.
It’s better to be certain about the immigration proceedings than let it daunt you and affect the overall immigrating experience. At firms like Spolin Law P.C, you can rest assured that someone is always ready to help you.
Meta Title: Why You Should Hire A Los Angeles Immigration Appeals Attorney
Meta description: Immigration can be intimidating, all the more when you receive a decision that is not in your favor. Hiring a Los Angeles Immigration Appeals Attorney can help turn things around for you or your loved ones.
The FinTech market is booming now, as it combines technological innovation with finance. Fintech software is thus gaining popularity daily, offering automated and secure financial transactions and seamless omnichannel user experiences. The digital transition of financial operations also fuels the FinTech market’s growth, estimated to continue at a CAGR of 23%+ until 2025 at the very least.
Thus, every startup wishing to integrate robust and secure financial solutions for its users should consider financial custom software development. Here is a guide to the types of custom Fintech tools and solutions you can pick for your business startup’s smooth market entry and effective customer service.
FinTech App Types for Startups
First, it’s vital to note that any custom software you develop for your business architecture should target specific user needs. FinTech solutions for numerous financial aspects, such as p2p payments, invoicing, payroll, lending/borrowing platforms, etc., are available for all business types. Here is the product range from which you can choose.
Money management
Online banking
Trading and investment
Accounting
Lending and borrowing
FinTech Product Trends in 2024
The FinTech market progresses quickly, keeping pace with broader tech trends in the digital market. So, to develop a relevant solution, you need to embrace these trends in software development.
#1 Web 3.0
The modern drive for decentralization and user control over personal finance has given rise to the advent of Web 3.0. It is a new, decentralized Internet concept devoid of single controlling authority, allowing peer-to-peer transactions based on self-executing contract mechanisms. Thus, you can appeal to larger numbers of users by incorporating decentralized payment solutions into your business platform.
#2 Wealth management
The number of retail investors has risen tremendously over the past few years. The trend was associated with the COVID-19 pandemic and greater availability of treading and investment tutorials to help individuals enter the stock or crypto market. Thus, wealth management apps for investment, trading, stock analysis, staking/farming, and the like have become popular among users.
#3 RegTech
FinTech and blockchain have posed numerous challenges to conventional financial regulations. Their digital-only, decentralized nature has made it hard to oversee financial operations and ensure safety. Thus, new RegTech software emerges in the FinTech sector to provide risk management, legal counseling, and robust regulation.
#Chimney: Home Value Integration
Chimney is a tool that helps engage homeowners by integrating home value and home equity within online banking. Financial institutions can generate revenue by providing personalized loan and deposit offers and partnering with a digital marketing agency for FinTech to effectively promote these offers to their customers. It also provides access to property data that accelerates loan approvals and enhances the banking experience.
#Robinhood X1 Credit Card: Challenging Apple Card
Robinhood launched a Gold Card, challenging the Apple Card with features like cash-back that can be invested, no annual or foreign transaction fees, family member cards, virtual card creation, and a new app. It’s exclusive to Robinhood Gold members and includes numberless physical cards for security.
Banks and credit unions offer HSAs, a popular tax-advantaged way to save for healthcare costs in the United States. Financial institutions should consider HSAs to attract customers, enhance loyalty, expand their financial product offerings, grow deposits, and earn fee revenue.
#MoneyLion WOW: Premium Subscription and AI Search
MoneyLion introduced a premium subscription and AI-powered search to its financial management platform. These additions support customer growth, enhance user engagement, and improve financial decision-making. The premium service costs $9.99 per month.
#Chime Deals: Cash-Back Feature
Chime launched a cash-back feature in partnership with Upside for its debit and credit cards. This feature offers fee-free cash back on everyday purchases like gas and groceries at over 30,000 locations. Members can activate deals through the Chime app and receive cash back directly into their Chime checking account within ten days.
Credit: Valere.io
The Cost of Custom FinTech Solutions
Once you decide to create a custom FinTech software product for your startup, you need to consider several factors that affect the price of the project.
Determine your budget for the needed software and, based on your resources, choose a freelancer, outsourcing company, or local agency that provides turnkey solutions.
Take into account the price differences in different regions. For instance, using local developers’ services may be too costly if you own a startup in North America or Western Europe. You can opt for outsourced services in Eastern Europe, Asia, or Latin America.
Share the details of your project with the chosen outsourced provider to get the final quote. While a basic FinTech app with minimal features can cost around $50,000, adding sophisticated features and a complex architecture will inevitably increase the project’s price.
Development Challenges to Overcome
FinTech software creation involves numerous issues that you need to monitor throughout the development process. By checking all these points off the list, you can be sure your app will be a safe and functional product.
Legal compliance
Though FinTech software is digital-only, it still needs to comply with local or international legal regulations for financial transactions. Failure to do so is very costly for the startup, so the development process should be guided by an understanding of binding regulations.
Anti-fraud measures
The major flaw of digital apps is that they have a different user verification process that doesn’t require a physical presence in a banking institution or office. Thus, FinTech apps are considered more vulnerable to financial fraud schemes, which rigorous authentication and authorization procedures can prevent.
Security
Data security is key for all clients, as they risk personal and banking details in case of the app’s hack. Besides, the app’s owners can be subjected to enormous fines in case of improper customer data storage and protection. Thus, it is critical to guarantee customer data security by encrypted coding and rigorous security audit of the app before its launch.
Safe APIs
Modern FinTech apps rarely exist in a vacuum. Most of them integrate with other software in the Web 3.0 ecosystem to ensure seamless user experiences. However, the API bridges between apps typically become their most vulnerable spots prone to hacker attacks. Thus, your provider’s task is to ensure the end-to-end security of your app’s API connection and data transfer via payment gateways, cloud servers, etc.
FinTech Is the Future of Business
As we’ve just seen, FinTech is a massive trend in the modern business landscape. So, startups wishing to win a fair share of the highly competitive digital market should provide safe and user-friendly FinTech solutions to their demanding clientele.
Opting for custom software development is a better option. It guarantees ownership and scalability of your product, better security, and other advantages that plug-and-play solutions don’t give. So, keep the recommendations from this article in mind and embrace the 2024 trends to enter the market with a splash.
Coding is one thing without which the entire IT world can fall down in just a seconds. Well, there is no way it can end being a concept rather than a facility, still, it highlights the role coding, or programming, has played in building the modern world full of games, websites, IoT devices, cyber security, data science, and various businesses.
There are obvious reasons for the highest craze among students to learn programming, ever since they enter senior school. They are enrolling in online courses, undergoing coding bootcamp programs, and even the parents with a coding background are going to the extent of teaching programming to their toddlers also, though this is not a right thing to do. Coding is a wide domain with so many kinds of languages, script languages, modules, tools and concepts. However, for those who have little skill related to the sector, a difficult decision can be choosing the best coding language to start with.
Each coding language has its own purpose, and comes with both pros and cons. Different organisations ask for expertise in different languages, based on their project and the outputs they want to produce. Therefore, it becomes crucial for you to begin your career with such a language that offers you highest stakes and opportunities in future.
Below, we are listing the 5 coding languages which have made a significant mark in the coding world. Many of them have been doing rounds for years and are still preferred over any other new language. We would like you to read carefully about these languages, what they are meant for, and what are their key benefits. At the end, you need to choose the language which suits your personal needs and is also easy for you to learn.
The top 5 coding languages we would be discussing include Java, C++, Python, Javascript, and Go.
Java
Java is one of the most popular programming languages which was developed by James Gosling. It is one of the most used languages with roughly 3 billion devices relying on Java for their processing. Java is being used in various applications like YouTube, Amazon, Twitter, etc. All the latest technologies like Artificial Intelligence (AI), Cyber Security, Machine Learning (ML), and various others make use of Java.
Some of the common features for preference of java over other languages are:
It is an object oriented programming language which is independent of the platform on which it is running.
It is a dynamic and distributed language, simple to use, and also very robust and secure.
Some cons of Java which might make users shift to other options would include:
No control over garbage collection.
Programs take longer time to run and more memory is required, thus the cost increases.
C++
C++ is an extension of the C programming language, one of the first programming languages written. However, over time, C++ has provoked its worth and has substantially taken over C, establishing itself as one of the most used and preferred languages across applications.
Some of the key benefits of using C++ language are:
It works well for multiple devices as well as multiple systems.
There are various libraries and compilers available for C++, which makes the work cool while working with this language.
C++ is extensively used in CAD and mechanical programs.
Like Java, C++ also has some cons on which we would like to shed some light.
The language is a bit complex, and since there are a lot of libraries and other features, new programmers might find it difficult to comprehend in the beginning.
Another key disadvantage is that C++ does not allow you to perform run-time checks.
Python
Python is treated as a landmark language as it has introduced the much needed simplicity in the coding world. The syntax of Python is really easy and that is the reason behind its exponential popularity. It is believed that almost 80% programmers currently prefer Python over other programming languages.
Some of the key benefits of using Python programming language are:
Easy syntax and thus convenient to learn.
Multiple libraries and features, making work a smooth process.
A free and open source language, which can be easily integrated with various web services.
It is very popular for Machine Learning, Deep Learning, and for developing 2D imaging and 3D animation packages.
Python also has some disadvantages which include:
Python codes are executed by an interpreter instead of a compiler, thus python programs take a long time to run.
The data types here are flexible, thus a lot of memory is consumed.
Also, this language is not good if you are planning to develop a mobile application.
Javascript
Learning Javascript is very beneficial from the career perspective, as almost 72% of companies are hiring professionals skilled in Javascript [Source: geeksforgeeks.org]. This is mainly because Javascript is most commonly used on the client-end of a website.
Some of the key reasons for Javascript being a good language to start your career with are:
It is one of the core technologies of the World Wide Web (www), and is also being used for server side website deployment, plus the non-web browser applications.
There is no alternative for Javascript today, and it is being used in more than 97% client side servers.
Javascript, though creating a monopoly like situation, has some disadvantages also which are listed below.
You cannot write cross-browser codes in javascript as many times different browsers interpret its code in different ways.
The configuration is a difficult task and it poses problems when you have to develop large applications.
Your javascript code is completely open and anyone can see it.
Go
Go, also known as Golang, is a relatively new programming language which was developed by Google in 2007. The language has been developed specifically for APIs and Web Development, and has created its mark in the short time.
Some of the key benefits of Go are:
It is a minimalist language and thus easy to learn.
The code is compatible with various browsers and platforms, is fast, and offers transparency.
Some disadvantage of this language are:
Since this is a relatively new language, the Go community hasn’t developed well, so you might not find answers to doubts easily.
There is less library support, and you might have to write more programme lines than you would write in other languages.
There are many other languages also, but these are the hot choices currently. Choose one language of your liking, and start your coding career today.
