Purchasing a new phone should feel exciting, not stressful. Imagine clicking crystal-clear photos during festive celebrations, streaming your favourite shows without buffering, and staying connected with blazing-fast 5G speeds without breaking your budget. All of this is now possible with the best phones under Rs 20000.
You can shop for the top mobile phones under Rs 20000 on Easy EMIs from Bajaj Finserv. With the ongoing festive season on Bajaj Finserv, you can shop for a smartphone on EMIs starting at just Rs. 1,500. Along with great specs, you can also divide the cost into flexible repayment plans. This makes buying a new smartphone in September more affordable.
Top smartphones under Rs 20000 (Sept 2025)
Here are some of the best smartphones you can buy under Rs 20000 this September. These smartphones offer smooth performance, vibrant displays, high-quality cameras, and long battery life. Whether you prefer OPPO’s sleek 5G mobiles or realme’s gaming-focused designs, you can find a phone under Rs 20000 that suits your lifestyle.
Each of these models offers excellent performance, stylish design, and affordability when purchased on Easy EMIs.
1. Samsung Galaxy M17 5G
The Samsung Galaxy M17 5G is a popular choice for users who want a reliable all-rounder. With a sleek design, smooth display, and long battery life, it is perfect for both work and entertainment.
| Feature | Details |
| Price | Rs. 18,999 |
| Festive deal | EMI starting at Rs. 1,500 |
| Processor | MediaTek Dimensity 7200 |
| RAM | 6GB/8GB |
| Storage | 128GB |
| Display | 6.6-inch FHD+ Super AMOLED, 120 Hz |
| Rear camera | 64MP + 8MP + 2MP |
| Front camera | 16MP |
| Battery | 5,000 mAh |
| OS | Android v15 |
2. OPPO K13 Turbo 5G
If you are looking for an OPPO 5G mobile, the OPPO K13 Turbo 5G is an excellent pick. It combines speed, style, and camera quality at an affordable price, making it one of the best phones under Rs 20000.
| Feature | Details |
| Price | Rs. 19,499 |
| Festive deal | EMI starting at Rs. 1,500 |
| Processor | Qualcomm Snapdragon 7s Gen 2 |
| RAM | 8GB |
| Storage | 256GB |
| Display | 6.7-inch FHD+ AMOLED, 120 Hz |
| Rear camera | 64MP + 8MP + 2MP |
| Front camera | 32MP |
| Battery | 5,000 mAh, 67 W fast charging |
| OS | Android v15 |
3. vivo Y29s 5G
The vivo Y29s 5G is built for performance-driven users. With a slim body, strong chipset, and reliable cameras, it is a dependable companion for daily use and entertainment.
| Feature | Details |
|---|---|
| Price | Rs. 17,999 |
| Festive deal | EMI starting at Rs. 1,500 |
| Processor | MediaTek Dimensity 7025 |
| RAM | 6GB/8GB |
| Storage | 128GB/256GB |
| Display | 6.6-inch AMOLED, 120 Hz |
| Rear camera | 50MP + 2MP |
| Front camera | 16MP |
| Battery | 5,000 mAh |
| OS | Android v15 |
4. Redmi Note 14 Pro 5G
Redmi continues to deliver strong mid-range phones. The Redmi Note 14 Pro 5G offers powerful processing, an excellent AMOLED display, and premium features that make it one of the best value-for-money smartphones.
| Feature | Details |
| Price | Rs. 18,499 |
| Festive deal | EMI starting at Rs. 1,500 |
| Processor | Qualcomm Snapdragon 7 Gen 1 |
| RAM | 8GB |
| Storage | 128GB/256GB |
| Display | 6.67-inch AMOLED, 120 Hz |
| Rear camera | 108MP + 8MP + 2MP |
| Front camera | 20MP |
| Battery | 5,100 mAh, 67 W charging |
| OS | Android v15 |
5. realme Narzo 70x 5G
The realme Narzo 70x 5G is designed for young users who want style with substance. It offers smooth performance, reliable 5G support, and a budget-friendly price point.
| Feature | Details |
| Price | Rs. 15,999 |
| Festive deal | EMI starting at Rs. 1,500 |
| Processor | MediaTek Dimensity 6100+ |
| RAM | 6GB/8GB |
| Storage | 128GB |
| Display | 6.6-inch FHD+ LCD, 120 Hz |
| Rear camera | 64MP + 2MP |
| Front camera | 16MP |
| Battery | 5,000 mAh |
| OS | Android v15 |
Smartphone price list under Rs 20,000 (Sept 2025)
Smartphones under Rs 20000 offer a great balance of features and affordability. You can find models with 5G support, AMOLED displays, and powerful processors. Leading brands like OPPO, realme, vivo, and Samsung provide excellent options in this range. Here are the prices and EMI deals for the top smartphones under Rs 20000 in September 2025.
| Model | Price (Rs.)* | EMI Offers (onwards)* |
| Samsung Galaxy M17 5G | 18,999 | Rs. 1,500 |
| OPPO K13 Turbo 5G | 19,499 | Rs. 1,500 |
| vivo Y29s 5G | 17,999 | Rs. 1,500 |
| Redmi Note 14 Pro 5G | 18,499 | Rs. 1,500 |
| realme Narzo 70x 5G | 15,999 | Rs. 1,500 |
*Prices are subject to change. Kindly visit a Bajaj Finserv partner store for the latest pricing. The EMI offers are exclusive for festive season and are subject to change.
How to buy the best phone under Rs 20000 on Easy EMIs
Buying your next smartphone from Bajaj Finserv partner stores is quick and easy. Follow these simple steps:
- Visit your nearest Bajaj Finserv partner store.
- Select your preferred smartphone model under Rs 20,000.
- Check your eligibility for Easy EMIs at the counter.
- Choose your repayment tenure as per your comfort.
- Walk out with your new smartphone the very same day.
Save more with Bajaj Finserv Easy EMIs
When you buy on Easy EMIs, you enjoy flexible tenures ranging from 3 to 60 months. Select models also come with zero down payment, giving you complete financial freedom. You can learn more about the festive offers on brands or models by visiting the Bajaj Finserv partner stores. You can also use the Maha Bachat Savings Calculator to plan your purchase better and save more over time.
If you are planning to buy the best phones under Rs 20000 this September, Bajaj Finserv partner stores are your ideal shopping destination. With top smartphones, Easy EMI options starting at Rs. 1,500, and zero down payment benefits, upgrading to a new device has never been simpler. Visit your nearest store today and bring home your next smartphone with confidence.
