Investments are managed much more easily if all information is available in one place. Using a Demat app, the investor can view his/her securities, follow the changes made to his/her portfolio, and examine account related activities. But not all platforms offer the same kind of information and accessibility. Having a comprehensive overview of the portfolio will allow the investor to see his/her investments and follow any changes made to them. It would be beneficial to consider whether the platform offers a full portfolio view before choosing it.
Why Is a Clear View of Investments Important?
Investors may possess various securities like stocks, ETFs, bonds, and any other eligible security. It becomes problematic to manage all these securities independently.
An online tool with a presentation of the relevant data in a structured form can benefit investors:
- Verify the total value of the portfolio
- Analyse the performance of the individual investments
- Check for any changes in portfolio allocation
- See transaction details
- Spot any discrepancies in the portfolio
A well-structured portfolio can also assist investors in analysing their investment distribution instead of looking at the stock prices.
6 Features That Help You Review Your Investments Clearly
Before choosing an online Demat account, check whether it provides the following features.
1. Consolidated Portfolio View
Consolidated portfolio view gives investors an opportunity to view their investments on one screen. Rather than going through various screens, investors are able to get information about their securities in one single place.
See whether the platform provides details of the security name, quantity, value, and other details related to their holdings. This helps them analyse the composition of their portfolio.
But the investors need to check whether the dashboard provides details of all securities that they hold in their Demat account or some other investment schemes as well.
2. Individual Investment Performance
Individual investment performance is something that needs to be checked in the platform.
Some important things that need to be checked are:
- Investment Value
- Market value
- Unrealized gains or loss
- Percentage change in value
- Quantity of securities
This helps investors analyse the performance of their individual investments. They should also check whether the returns shown to them include dividends and other charges.
3. Portfolio Allocation and Diversification
Portfolio allocation shows how investments are distributed across different securities or asset categories.
For example, an investor may hold shares from banking, technology, healthcare, and other sectors. A portfolio allocation feature can help identify how much of the overall investment is concentrated in a particular sector or security.
This information can help investors review concentration levels and understand whether their portfolio is aligned with their financial objectives.
4. Transaction History and Statements
Investment information is not limited to current holdings. Previous transactions also provide important details about portfolio activity.
A Demat platform should provide convenient access to transaction history, account statements, and relevant trade records.
Investors should check whether they can review:
- Securities purchased and sold.
- Shares credited or debited.
- Transaction dates and quantities.
- Applicable transaction records.
- Corporate action-related entries.
These records can help investors verify their holdings and maintain information required for financial and tax-related purposes.
5. Corporate Action Updates
Corporate actions such as dividends, bonus issues, stock splits and rights issues can affect an investor’s holdings.
A platform that provides corporate action notifications can help users stay informed about relevant company announcements and account-related updates.
Investors should check whether the application provides information about record dates, eligibility requirements, and credited securities. They should also verify important details through official company or exchange announcements.
6. Watchlists and Price Alerts
The use of watchlists and price alerts enables investors to keep tabs on securities that they are interested in but do not currently own.
A watchlist will enable the user to collect selected stocks and track their market prices all in one place. Price alerts can alert the user when a particular security hits a certain price point. These will enable market tracking to be more organized.
How Can a Demat Trading App Support Better Portfolio Management?
The investor can easily access information such as holdings, trade records, market and portfolio information through a Demat trading app.
However, an investor needs to understand the distinction between a Demat holding statement and portfolio. While the dashboard will feature selected investments and market prices, the depository statement will record the securities that are held in the Demat account. Checking both will enable the investor to have a more accurate account of their investments.
Conclusion
Having a good perspective about the investments can help the investor organize their portfolio and account management process. Functions like portfolio holdings, portfolio performance, portfolio allocation, transaction records, and corporate actions can assist the investor in going through the essential information in a single window. Prior to choosing the investment platform, it is important for the investors to evaluate the reporting tools, security levels, and fees involved in the platform. InCred Money can also be explored when evaluating investment-related services and platforms based on individual financial requirements.
